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For Realtors: Darien, Rowayton and New Canaan Connecticut home buying, real estate listings, and homes for sale in Fairfield County, CT

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You can trust Sara with your important referrals. I have a great track record of success as a top producer. Sara has the experience you are looking for. Plus she is a web-savvy real estate agent, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you.

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Financing Your Home >If You Are Self Employed

There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.

However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.

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Sara Littlefield, REALTOR®, real estate agent and broker for Darien, Rowayton and New Canaan Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Sara Littlefield
Prudential CT Realty
455 Post Road
Darien, CT. 06820
Office: 203-655-5114- ext 4746
Cell: 203-253-3350
Direct: 203-299-4746
Fax: 203-655-2348
Email: sara@saralittlefield.com
Sara Littlefield, a respected professional in the real estate market, is always on the cutting edge of the industry. Clients want fast, high sales, and Sara delivers just that. Her sales rank in the top 2% of Prudential nationwide including 75,000 plus real estate agents. And she has received the Prudential Legend award for five consecutive years as a local top-listing, top-selling real estate leader in this changing global marketplace. Sara has been honored with many customer service achievement awards during her career, earned through customer satisfaction ratings. Her clients especially appreciate her calm, good counsel, and focused and responsive approach to their real estate needs. Sara brings to her clients over a decade of marketing, advertising, public relations and consulting expertise at Apple Computer, Xerox and local commercial real estate companies including Summit Development and Spinnaker. She received a BA in English with Minor in Business from Santa Clara University and a MA in Business Communications and Public Relations from Emerson College. In graduate school, Sara specialized in Negotiations and taught international students International Negotiation & Mediation courses. All of which help her deliver the best results for her clients.

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